The cost of cataract surgery in New Delhi may vary from 15000 to 150000 rupees for one eye. The amount paid for cataract surgery depends on several factors, including the type of intraocular lens implanted in the eye during the procedure, the type of technology used during surgery, and the skill and experience of the surgeon. The cost of the surgery also depends on the quality and accreditation of the hospital. Sometimes the location of the hospital also influences the cost of surgery. Cost of treatment for insurance patients is different from non insured patients. Cost for government panel patients is entirely different.
Since the eyes are very precious and cataract surgery for each eye will be done only once in the lifetime, it’s imperative that you decide the procedure and IOL most suitable for your eye. You should discuss the options, benefits and limitations of each procedure at length with your surgeon and then make an informed decision.
Cost of Surgery for Government Empanelled Persons
All of the government panels pay for cataract surgery with IOL implantation. However, they pay for basic cataract surgery with the most basic IOL. This will provide the patient with clearer vision post surgery, but it might not be the most comfortable experience for them.
The newer procedures and IOLs available have improved the outcomes of cataract surgery. Government empanelled persons can opt for these newer techniques by paying a little extra.
The following are the common government panels:
- Delhi Police
- Delhi jal board(DJB)
- BHEL etc.
Check with your hospital if it is empanelled with the government panels.
Cataract Surgery Cost in Persons with Insurance
Now-a-days, many people who undergo cataract surgery in New Delhi have private medical insurance. Corporate insurance is totally different from private medical insurance. All the insurance companies pay for basic cataract surgery with foldable IOL. The insurance cover that one gets depends on the insurance amount.
Some insurance companies may even pay for the premium procedures and premium IOLs while most of them don’t. But every person undergoing cataract surgery has the right to choose the best procedure for their eyes and you can discuss this with your insurance provider.
Persons with No Insurance
It can be somewhat challenging to determine the cost of the procedure for someone with no insurance coverage. The cost depends on the technique of surgery that one chooses. Phacoemulsification with monofocal IOL will cost much less as compared to Femto laser cataract surgery with a trifocal lens.
The cost depends on the experience of the surgeon- someone who has more experience is likely to charge more. Also one must keep in mind that the premium cataract surgery with implantation of a premium IOL can only be successfully done by a surgeon with experience.
In today’s world patients desire for complete independence from glasses. These patients need trifocal lenses. These lenses are costlier than monofocal lenses and are not covered in insurance or mediclaim. Patients have to pay extra if they opt for such lenses.
Astigmatism is another problem that many patients have in their eyes. To correct astigmatism, Toric lenses need to be implanted. If a patient having high astigmatism does not opt for a Toric IOL, it is likely that they’ll have to use spectacles for attaining clarity in distance vision also.Toric lenses are costlier than simple monofocal lenses and are usually not covered by the insurance company. Patients have to pay extra for these lenses.
The technology used to remove cataracts also influences the cost of the surgery. But this added technology comes with added costs, and in most cases private medical insurance will not pay for the added cost of these “premium” products and procedures.
If you want any of the latest, high-tech advances in cataract surgery to reduce your need for glasses after surgery and have a comfortable post-operative period, you will have to pay the added cost yourself even if you have insurance that covers the costs of standard cataract surgery.
To know about your insurance payment amount for the cataract surgery call on 01129240000.